An initiative that its supporters describe as “historic” and a “generational game-changer” is now reality — community college is free for all Massachusetts residents without bachelor’s degrees.

The new MassEducate program included in the state’s fiscal year 2025 budget, approved on Monday, sets aside $117.5 million to reimburse community colleges statewide for the tuition and fees of their students, removing the financial burden for those seeking to further their education. Funding for the program will come from revenue generated from the state’s 4% surtax on annual income above $1 million.

For Shelly Bowder, 19, that means her final year at Holyoke Community College will be tuition- and fee-free, allowing her to focus on her studies and her lifelong dream of studying the biology of the ocean. Previously, Bowder had been paying for her education by working at her family’s business, along with paid internships, student loans and sometimes out-of-pocket contributions from her family.

“It’s been challenging for me,” said Bowder. “This definitely means I can get to the ocean a lot sooner. … It’s a lot of pressure relieved.”

She noted that financial barriers can take a toll on students’ higher education goals, leading to a “feedback loop” of prohibiting factors.

“This is a big step in breaking that barrier down,” she said. “It feels gigantic ... obviously I’m elated about this.”

Hilario Peralta, 23, will also reap the benefits of the MassEducate program in his final semester at HCC this fall. Peralta has been conducting a work-study at the college’s library to help cover the cost of his education along with financial aid and scholarships. Next semester, he won’t have to worry about balancing school and work.

“There were times when it got a little difficult,” Peralta said. “I was usually doing three to four classes and having to work either in between or after class.”

After HCC, Peralta hopes to attend a four-year university in Boston to continue his art studies, eventually securing a career in comic book illustration.

“This will help me get to certain things that I want to do faster,” Peralta said. “Some of my expenses that I had to pay for might be lessened by the free community college deal.”

Access and equity

HCC President George Timmons estimates that an associate’s degree from the institution typically costs around $10,000. Starting this fall, students without bachelor’s degrees won’t have to worry about that dollar amount.

“As a first-generation college student myself, I’m excited about the access and equity it will bring to education,” Timmons said.

MassEducate comes on the heels of another program called MassReconnect, which the Healey-Driscoll administration rolled out last year, that allows adults ages 25 and older without bachelor’s degrees to attend community college for free. Timmons said community colleges saw an 8% increase in enrollment through that program. He estimates that MassEducate is likely to bear similar results, and MassReconnect will remain funded as well.

Like HCC, Berkshire Community College in Pittsfield experienced a spike in enrollment from the MassReconnect program, said Adam Klepetar, vice president of student affairs and enrollment management.

“We saw an increase in the number of adult learners enrolling and persisting at [Berkshire Community College],” Klepetar said in a statement. “MassEducate will only provide greater access to all students, which is really exciting.”

Comerford: Game-changer

In an interview Tuesday, Sen. Jo Comerford, D-Northampton, who chairs the state’s Joint Committee on Higher Education, said free community college will serve as the “great equity engine of our time.” The senator pointed to the significant uptick in enrollment at Greenfield Community College and elsewhere as proof.

The joint committee spent roughly a year and a half planning the initiative, which Comerford believes is the beginning of state funding for higher education.

“I think folks should consider this a down payment of additional revenue for public higher education,” Comerford said. “We want people to feel — and MassReconnect did this — that college is for them. If they want that opportunity, they can go get it, and the commonwealth’s going to help them. ... This is a real generational game-changer that we’re looking at.”

Comerford also noted that with today’s technological advancements, it is important for the state government to invest in the next generation of the Massachusetts workforce.

“We’re making a down payment on our children’s future, That’s what we’re doing. We’re saying, ‘The commonwealth is going to raise up a generation of students.’ We need them to be leaders. We need them to take on 21st-century jobs and we need them to thrive here. This is for our children.”

Colleges getting ready

The next step, Timmons said, is ensuring that the student services at community colleges are equipped to give an increased number of students the best educational experiences and opportunities possible.

“With more students, that means we have to provide more support services. We call that good trouble. Those are good problems,” he said.

But HCC has been preparing for the possibility of free community college and is ready to invest in expanding what Timmons calls “success and completion services.” Mark Hudgik, dean of strategic recruitment initiatives, admissions and financial aid, said HCC has “had a sense that this was coming” for some time now, and has been planning to support an increased number of students.

“One thing that we pride ourselves on is not just helping students through a process, but making sure it’s the right thing for them,” he said. “We’re also still highly aware that student success is based heavily on being in the best place at the beginning of the semester.”

Because MassEducate and MassReconnect are “last dollar” financial aid grant awards, they are applied after admissions offices examine all of the other options available to aid students in paying for their education. Hudgik said this means some students might not even need MassEducate to attend for free, but “the word ‘free’ gets them in the door,” and then it’s up to professionals at the school to determine how to best meet their needs.

The initiative also includes a stipend of up to $1,200 per academic year to cover books and other supplies for students in need of assistance, similar to allowances provided under MassReconnect.

“This is such a historic achievement for the commonwealth,” said GCC President Michelle Schutt in a statement. “MassEducate will allow people, some of whom may have felt college was out of reach, the opportunity to pursue a free community college education.”

To qualify for MassEducate, prospective students must complete the FAFSA or MAFSA, depending on their qualifying status; apply to a community college and enroll in a program of study; have physically lived in Massachusetts for at least one year; have earned a high school diploma or equivalent; enroll in at least six credits per semester; and maintain satisfactory progress aligned with the college’s requirements.

There is never a fee to apply, and most Massachusetts community colleges offer year-round admissions.

Alexa Lewis can be reached at alewis@gazettenet.com. Staff writer Anthony Cammalleri contributed to this report.